I also believe that if you have real talents - call it a calling or your purpose or your spiritual point or whatever - that you are robbing the rest of civilization by withdrawing those talents to pursue purely hedonistic interests.

Your grocery store tenant gets a policy that excludes Assault and Battery. 

I got my start by buying a four unit building as a pure investment, and since then I have purchased over 100 apartment units.

Conventional loan. 20% down and extra cash invested is purely for reserves How did you add value to the deal?

(expensive in a number of ways), or do we go for pure economy and stack them cheap and deep since there seems to be no end in sight of costs or demand.  

When the shutdowns and eviction moratoriums happened, I shied from real estate investing for the time being until some stability hit the market and after returning from a deployment recently I find myself back where I left off.With a VA loan at my disposal and cash from savings and the downsizing of my vehicle in our WFH era,  I'm hoping to owner occupy a small multifamily in the Dallas area, from there I'll stabilize that property and move onto the next investment as a pure investment. 

Their lenders won’t be AS flexible as a pure private money lender such as a family member or friend but family and friends has its own set of safety and sanity issues that make working with a broker much more attractive.

80% chance that the batteries are dead.  19% chance they just don’t know the code (send them the online manual) 1% chance it’s bad. buy a new one for $20. 

If you do owner occupy and rent out the other side then your interest rates will be lower than as a pure investment.

Will be refinancing in November and expect after pulling cash out that my mortgage will be around $680/month, leaving more than $600 in cash flow or around $450 in pure cash flow.