“He offers insurance that basically pays off the note”There is no insurance company on the planet that would insure that.

It's essential to conduct thorough market research to identify areas with potential for rental income and property appreciation.Financial Considerations: While purchasing a property in Oakland may allow you to build equity, you'll need to evaluate whether the rental income from house hacking covers your mortgage, taxes, insurance, and other expenses.

I would make sure to get a local person that can visit your property when needed.Someone that is insured and preferably licensed.Also make sure they have plenty of experience. 

Bad:Relying on insurance.

Insurance premium is supposed to be less because risk of total loss is lower4.

Post on your insurance, financing, etc.  

Tip: don't ask an insurance salesman if you need insurance.

If you wish to pay anything from other accounts and I do that with a few things like utilities, insurance, etc, then I use my banks tagging feature to tag the transaction to annotate what the transaction is for.

A 50 unit building has one property tax bill and one insurance bill.

Secondly, what can that mean to any insurance claims.