I realize that you are a builder, but ... will Boise allow manufactured homes? 

This is due to the city's growing population and a strong job market.Diverse Economy: Kansas City has a diverse economy, with significant contributions from sectors such as healthcare, education, and manufacturing.

Investment thesis Several manufacturing facilities moving into area, projected to create thousands of new jobs over next 2-3 yearsLittle apartment supply close to these facilities currently, plans for 1-2 complexes to be constructed to meet expected demand but likely not enough, with SFH's needed to fill the gapLow home prices compared to most of Houston given distance from downtown (30+ miles out)School ratings are mediocre currently but expected to improve as several new MPC's expected to build out adjacent to these houses, with much higher price pointsPotential to generate decent rental income currently, and potential for significant rental rate increases and house price appreciation as 1) Jobs continue to be created, 2) Schools slowly improve, and 3) Retail development picks upFrom personal standpoint, low price point attractive for my 1st investment property as it reduces upfront risk and allows me to enter with less financial resourcesHigh-level numbers ~$140K purchase price for 3 bed 2 bath house (less than 5 years old)Total monthly payment of ~$1,000 per month for 30-year conventional with 20% down (including tax, HOA, home insurance) should be ~$1,000 per monthExpected rent is $1,300 to $1,400 per month (based on comps of similar homes around area)With expected 80% vacancy rate (being conservative) + repair costs + time and effort spent doing property management (will do it myself), expecting to break even from cash flow basis in Year 1, with anticipated increase in rent allowing me to generate positive cash flow starting from Year 2Assuming 3% housing price appreciation per year, and an exit in 10 years, expecting 12%-14% IRR

The ones that do exist under 400k in the Greater Central Florida area will be 1+ hour out from Orlando/ in an area that is in a war zone/ built in the 1930-1960's/ requires a ton of work/ manufactured, or in an area that is not investible IMO.

(Hospitals, municipal buildings, warehouses, manufacturing  etc.) if you buy in a area which is conveniently located for a tenant working in the vicinity, you will have no problem locating a tenant regardless of the time of year.

Industrial developments typically include bulk warehouse and light manufacturing business parks.Much like goals for residential being "buy and hold" or "fix and flip"; you need to determine your goals.

Are there any banks/institutions that are more friendly to manufactured homes than 60% LTV? 

The biggest buy criteria is a post 1976 manufacturing date.

It sounds like they are trying to manufacture some urgency and goad you into making a bad decision.

Fully permitted ADU brought in Myakka City, later disallowed by neighbor stating covenant did not allow manufactured homes.