Being in a financially stable position and having taken the time to learn and know that this one property you're picking is THE best value and potential you've seen in months without question is the sweet spot for getting started.If you simply just can't wait, your can possibly refi that debt out to a term that brings the monthly cost down under the DTI needed, so for example, if it's a 36 month note your on, see if you can get a 60 month and bring down the monthly commitment.

(HOW SWEET IT IS)!

Every time my tenant pays on time, and then Innago takes its sweet time to process.

If they are too sweet or giving, making all sorts of positive comments and promises, called overlay, eliminate them immediately.

They take their sweet time addressing issues, and if you the HWT go out while you have tenants in there, you cannot wait for the home warranty to address it.

In fact, you may have timed this well - @Ray and I could potentially help get you into one with little to no cost out of pocket with some pretty sweet loan products. 

From your and other post responses, it seems starting with one good multi-family seems to be the sweet spot among cash flow, efficiency, and risk. 

It would have to be a sweet project to make me refi out of 3.8%

If they did, consider me corrected, but that property says something else about the city.On the plus side, they just opened a sweet lazy river late last week!

They have some sweet pockets that you can get great houses in for a good price.