Sounds like a property that isn't being managed properly.

Hello, My name is Mike Johannes and I am the Business Development Manger at Mosaic Property Management, a full-service PM company based out of Gilbert, AZ.

Are these properties rented out or vacant?

I have 12 properties and my personal business.

@Tanner Lewis, is right, if you want to consolidate all of that debt into one loan then place all the debt so it is secured by the property, sell the property and 1031 into another property with one loan.

You're now the owner of the property, so the responsibility of fixing things is on you.

Owner-occupying a small multi-family property is a smart move—you're reducing your own housing costs while building equity and generating rental income.

For further learning, here are some solid bookkeeping books that can enhance your knowledge:"The Book on Managing Rental Properties" by Brandon Turner – This book covers not just the property management aspect but also has sections on bookkeeping and managing finances."

If it goes well, investo more.If it goes poorly, figure out why and maybe you picked the wrong market, the wrong team or the wrong property Class. 

The existing performance of those properties may be a-ok.