Now, if the bank has to negotiate each loan, with individual buyers, they lose the economy of scale and the cost to transact the business becomes prohibitive.

The following standard easement notes shall be included on the final plat.a) ERECTION OF STRUCTURES PROHIBITED: Grantor shall not erect any structure over or within the Easement Area without obtaining the prior written consent of the City Engineer, provided however grantor shall have the right to place and maintain a surfaced roadway over and within the Easement Area.b) CHANGE OF GRADE PROHIBITED: Grantor shall not change the grade, elevation or contour of any part of the Easement Area without obtaining the prior written consent of the City Engineer.c) RIGHT OF ACCESS: City shall have the right of access to the Easement Area and have all right of ingress and egress reasonably necessary for the use and enjoyment of the Easement Area as herein described.d) REMOVAL AND REPLACEMENT: The cost of removal and replacement of any unauthorizedimprovement or structures within the Easement Area, necessitated by the exercise of the rights under this easement, shall be borne by the Grantor or their successors or assigns.e) SURFACE RESTORATION: City’s liability to restore the surface within the Easement Area shall be limited only to grading and seeding, and replacement of grantors surfaced roadway.f) DUTY TO REPAIR: City agrees that any drain tile, drive or access way, fence, or yard or other improvements outside of the Easement Area which may be damaged as a result of any entry made through an exercise of the City’s right of access shall be repaired at no expense to Grantor.g) EASEMENT RUNS WITH LAND: This easement shall be deemed to run with the land and shall be binding on Grantor and on Grantor’s successors and assigns.h) GRANTOR RESERVATION: Grantor reserves the right to use the Easement Area for other purposes provided however these purposes shall not interfere with grantees use of the Easement Area under the rights of this agreement.d.

Despite hiring a builder, you still have to be careful with the prohibited transactions rules.

Because of the age of the home there is only one insurance company in the state of Florida that will write a HO3 policy on the home but they are asking for $10K/ annually for premiums and even that is if the home has all wind storm discounts which mines will not get and it will take a prohibitive amount of time to get them.

Here is a quote directly from the bill "The bill would prohibit a local agency from denying a housing development project located on an existing legal parcel solely on the basis that the lot area of the proposed lot does not meet the local agency’s requirements for minimum lot size."

As far as the weed smell goes, if they are smoking in the property and your lease expressly prohibits that, then I would bring it up and let them know they are violating the terms and could be kicked out of the property, and they will be responsible for the fees incurred to remove the smoke smell.

Separating meters will probably be cost prohibitive, but there are “RUBS” and other ways of billing each tenant separately without literally separating the pipes. 

Enjoy the property:Live in the property and use the amenities according to the lease agreement.Decorate the property within reasonable limits, as long as it doesn't damage the walls or cause permanent changes.Have guests over, as long as it doesn't violate noise ordinances or disturb other tenants.Keep pets, if allowed by the lease agreement.Maintain the property:Keep the property clean and sanitary.Make minor repairs, like replacing light bulbs or fixing leaky faucets.Report any major repairs to the landlord promptly.Other rights:Receive a copy of the lease agreement before signing.Ask for clarification on any terms of the lease they don't understand.Pay rent on time, according to the lease agreement.Withhold rent if the landlord fails to make necessary repairs.Terminate the lease early, if allowed by the lease agreement or if the landlord breaches the agreement.Things Tenants Can't Do:Damage the property:Make any major alterations or renovations to the property without the landlord's permission.Paint the walls without the landlord's permission.Install permanent fixtures or appliances without the landlord's permission.Engage in any activities that could damage the property, such as throwing loud parties or using illegal substances.Violate the lease agreement:Use the property for commercial purposes without the landlord's permission.Sublet the property without the landlord's permission.Have more occupants than allowed by the lease agreement.Keep pets that are not allowed by the lease agreement.Cause disturbances that bother other tenants.Other restrictions:Smoke inside the property, if prohibited by the lease agreement.Park in unauthorized areas.Use the property for illegal activities.

These tenants had a "drug free" clause to their lease prohibiting drugs and a pet free lease (they had pit bull puppies, snakes, turtles and rats).

Prohibited parties are spouse, child and their spouse, and parents.