If you bought down the rate it would take longer for the market to improve enough to make refinancing worth it for you. 

I intend to buy them 10-30% below market value through my LLC. 

Since you have a background in software engineering maybe this could be a gap in the market you could fill. 

They have been on the market for over 150 days each and he cannot sell them. 

Market Research: Study the local market trends, job growth, and property appreciation to ensure long-term profitability.

Good or bad for the City of Philadelphia and more specifically the real estate market?

The thought by joining is to get updates on local laws, disclosures, and overall market conditions.We know that markets are hyper local, so having knowledge as to what's happening might be beneficial to how we invest.

And, looking to become more strategic with how we marketing/price our little hotel...we call it our hotel.

I have been able to find companies that will cover real estate portfolios on one policy in other markets but no luck in the Florida market.

Also, to make your money go farther, cutting down closing costs is a great way to do that, We can help with that, which is why we offer 1 point Origination Fix and Flip loans.Is sounds like you already have a portfolio, you may want to look at refinancing your existing portfolio to free up cash for future purchases, the buyer's market is only going to last so long as these interest rates are being cut.