When you are evaluating appreciation, ignore the COVID period.

When evaluating a market, you should look for more than cash flow.

So how should we progress I mean what is the best kind of investment in GTA Market right now single family ,condo , duplex??

Looking for input on a couple of topics -Do we evaluate the deal as three individual duplexes or as a six unit property? 

I'm leaning toward hanging onto the property for the next five years and re-evaluate my position then.

This is one of the old recommendations from senior military folks, buy everywhere you are stationed and then rent it when you move.So here is the real question, how would I evaluate/analyze my house for renting using one of the calculators? 

UPDATE: (08/15/2021) Road-tripped down to visit the property in person over the long weekend and check out the rehab progress.

Some might argue that buying strictly for appreciation or guess where the path of progress may be is highly speculative, however, in San Diego, there are clear indicators in some areas that a massive upswing is inevitable.

I now have three different insurance companies for my policies; Nationwide for home & auto - Windsor-Mount Joy for rental properties - Progressive for RV insurance.

Even if you don't 'need' to leverage, each deal should be evaluated case by case.I will still utilize debt when cash doesn't help get a discount or help acquire a new property that doesn't check all the lending boxes.