I see a lot where newbies are asking for help but as newbies, it feels like they are missing a lot details.

The Left must resist the urge to “help” with short-sighted, counter-productive policies like rent control.

I share this because I thought this could help some people who are starting out in our area.

They are like, oh I can do this deal, great numbers, and the next deal and so on..

Definitely not my most helpful post haha but I am sure you will make a decision that is best for you!

If i can invest it and make a significant better return after tax than paying it down I would do that but in this instance you will never be able to achieve returns that match credit card debt.

am I representing only the buyer in this transaction?

I know this property.

You can easily do this on a spreadsheet, and it will take less time to track than finding and learning new software.

This gives you a clear roadmap for how to handle the situation while sticking to what you both agreed to.