LI to endowment - You could exchange this into a fully paid up policy.

I hope you have a lot of cash available to cover the FTC fines. 

That's what any good, legit lender is going to tell you. 

Would I be able to purchase that if I tell the lender I have the intent to live in there and be able to put down 5% and if so what do I need to tell them about the current primary.

Rents are up  compared to 2020 in my area.

Some need rent ratio of .9% and others up to 1.2% Interest rates fluctuate quite a bit.

I like to schedule a time to drop off a Hickory Farms gift basket before the holidays.

More states are creating "just cause" eviction laws, essentially stating the landlord must allow the tenant to remain in the property except for a few specific situations.It won't end well.

Is it up for lease now? 

In short: rents and cash flow have not caught up with the rising interest rates since 2022.