Maybe if wer're lucky we'll get to round 2 and be able to offer best and final.

Dunedin, Clearwater, Redington... hard to findanything that would make a great year round rental is the AIRBNB thing gets shut down.

Some areas you can get away with a 12 month lease.

So I'd also like to know what you all think about the wording of the lease as well and what the tenants might be able to get away with.Thanks for taking the time to read and respond.

I sold a duplex in western Lakewood recently near Clifton, so I am very familiar what houses are going for on that side of town (It needed some big ticket repairs and I bought it when the market was low so I decided to cash out on it).

I based this interest rate off of what I got for my primary residence rounded up to be conservative.

I had a free afternoon and was bored so I put collibri subsonic rounds into my .22 rifle, set up a blind behind the couch and did $300 worth of pest control the fun way. ;-)

I would not refi if I did not have to at these rates and the HELOC may be the ticket for you.  

Its the Rules that the government created that introduce some complexity.To understand, we need to get away from your Mortgage analogy.

They really don’t want to pay to maintain 2 places year round.