No one likes government intervention (prohibitive regulations) for the most part while they are building themselves up, but once they are up an running the idea of a threat from a disruptive technology has people crying and claiming it isn't fair the little guys can do this or that.

For you to be named as the borrower or pledge a personal guarantee on the loan would be an IRS prohibited transaction.There are several non-recourse lenders that work with IRA and 401(k) retirement plans. 

I read CPUC 739.5 (among others) and cannot find anything that prohibits RUBs for electricity and gas bill back.

I would love to know what everyone thinks of these.No-fault eviction rules will change for owner move-ins and remodels under Senate Bill 567, effective April 1, 2024.The California Tenant Protection Act of 2019 has been amended.Starting April 2024, more information is needed for a homeowner to end tenancy for moving or major remodel.To reclaim as owner-occupier, move in within 90 days of residents moving out.You must stay in the home for 12 months before it can be rented out again.The homeowner's close family must also follow this rule.Family members (spouse, parents, children, grandchildren), names, and relationships must be disclosed in the termination notice, following the same rules.Having occupied a rental unit on the property or a similar unit elsewhere does not qualify as grounds for lease termination.For remodels, owners of rental homes must provide more details of planned work, including copies of permits or signed contracts.If the work isn't completed, you must legally contact former tenants and offer the opportunity to move back in, so make sure to get a forwarding address when remodeling your rental home.Starting July 1, 2024, security deposits will be capped at one month's rent.Previous laws allowed 3 months' rent to be collected as a bond, in addition to the first month paid before moving in.With rising rents, move-in costs were becoming unaffordable for renters, especially for furnished properties.Moving forward, for a monthly rent of $2,500, the move-in cost will be capped at $5,000, including the security deposit and the first month's rent.This cap applies to both furnished and unfurnished homes.No need to return the difference if you already have a large security deposit of more than one month's rent.You can keep this amount even if it exceeds the new caps, until July 1, 2024.Homeowners will have increased protection against illegal occupancy with the implementation of Senate Bill 602, effective January 1, 2024.Trespassing and squatting pose genuine concerns to homeowners with empty properties.Starting in 2024, homeowners can notify the police about their vacant property, authorizing them to evict any trespasser who tries to live there or falsely claims to be a legal resident.This notice used to be valid for just 30 days.The amendment to SB 602 extends trespass letter validity to 12 months and allows electronic submission.A valid letter allows homeowners to avoid court eviction for illegal occupants.New laws to prevent credit history discrimination were introduced (Senate Bill 267) on January 1, 2024.Update your tenant screening process accordingly.If an applicant receives a government rental subsidy, you must reconsider how you evaluate their credit history and rental application.To prevent discrimination, changes to SB 267 prohibit landlords from relying on credit history unless the applicant has the opportunity to present alternative proof of their ability to pay their share of the rent.You must allow sufficient time for tenants to provide benefit statements, pay records, or bank statements.Consider this information instead of their credit history when deciding on lease agreement offers.

This provision is designed to prohibit exactly what you are proposing. 

@Skye Altieryall wholesaling is legal if you get on title first; buy it,get on title, resell itGet your license, buy and sell and lease in your company nameFind a senior broker 30 years experienceDevelop a listing presentation Net work with all real estate investorsLearn how to create great accurate comps; interview some bank appraisersLearn market rents from senior property managerLearn how to negotiate and solve objections Learn sub2, wraps, land trusts, land contracts, seller financing with private notes mortgagesLearn how IRA loans work, what is a custodian and what is a prohibited transaction and what is a disqualified personLearn how to joint venture with a home sellerLearn how to joint venture with a credit  downpayment partnerHire out your marketing for motivated sellersAll that I write about here on BP for freeGood luck!

This subdivision does not prohibit a landlord from apportioning utility service payments among residential units and either including utility costs in a unit's rent or billing for utility charges separate from rent.Subd. 2a.Conditions of separate utility billing to tenant in single-meter buildings.

They painted and the lease prohibits so you are on solid ground there.

Having to replace the windows with bigger ones or construct an elaborate exterior fire escape system can turn a simple attic conversion project into a very cost prohibitive one.

I know that is the one thing that is prohibited.