Just do what keeps you the most productive.  

Obviously it's a good loan product for those that qualify, but it sounds like there are certain restrictions that aren't working for you.

@Richard RobertsLenders can be compensated differently, but they are definitely not allowed to steer you into a certain product. 

The portfolio product will develop and become much more widespread over the coming years.

I get on YouTube and view videos when I'm tired of everything else and want to fool myself into thinking I'm doing something productive. 

Sometimes they get new, factory-blemished items, scratch and dent appliances or "oops" paint.Alibaba.com or any Chinese supplier can provide inexpensive flat-pack (ready-to-assemble) cabinets for good prices, but you will wait weeks or months to get the products and if one thing is damaged or incorrect, you will wait weeks or months again.

Hey folks I'm looking for a no income verification investor loan product with a competitive interest rate.  

There are different products they make for sealing smoke.

Now 1/3 of global production is tech and half of that you can commute to from your front door.

If it is a non-issue, I would write them a formal response stating that the stairway was built to code, decline to reimburse them and remind them that they had ample opportunity to inspect and measure prior to signing the lease.