Your husband does not qualify for REPS anyway, but you do not need REPS to benefit from the so-called STR loophole.More importantly, STRs typically create large tax losses in the first year only.Most importantly, taxes are never a good reason to choose a poorly performing investment, IMHO.Read this post: https://www.biggerpockets.com/forums/51/topics/1122635-the-s... 

The recommendation here is to always get prequalified (it's free to do) and that will prevent us from losing money when we make offers.Check out this post I wrote on finding good lenders HERE. 

Originally posted by @Marcia Maynard:Uncollected late fees for over a year!  

I'd like to follow this post.

Some ideas: posting on forums; reach out to your network; college campuses; business relocation sites; and yes, social media :) Use a good screening procedure to weed out unqualified applicants.

Couple, he's a post-doc (low income, but verified 6 mos rent in savings).

His question was about areas to avoid, which was a little more specific than many similar posts asking about neighborhoods. 

@Mark Wurtemberg As a number's guy, I really appreciate you posting some real life income and expenses. 

I'll post updates as we go.

Gentlemen, I greatly appreciate your candid and insightful responses to my post.