The less comparable a property is with nearby comparable, the more quests work is involved, but even with close comps difference can occur as to valuing adjustments.That being said, it would be advantageous for you to study the appraisal to see if you agree with the valuation.

However, the tenant just discovered that the "up" button on the control panel doesn't work.

IF you do max out your own credit by buying SFH’s you can always move on to a syndicate at that point- Tax benefits and CoC - you get all of the same tax benefits between a SFH and a multifamily although the economies of scale may make a cost segregation study more economically viable with a larger asset- TLDR - safer leverage with direct RE, non-callable, possibly non-recourse, along with tax benefits - it’s pretty much the same with multifamily although given the diverse cash flows from multiple units I could argue that the leverage on a multi is safer. 

We have added a Large family room, bedroom, bathroom, storage room, laundry room, and sitting room/study (we homeschool sooo this was needed).

As ****** as it was to discover this 12 hours before I was supposed to board a plane I successfully used my big boy auger to cut and pull the roots.

What if it's a triplex that needs three of a lot of expensive things, asbestos abatement, discover there is soil contamination because it used to have a small gas pump and holding tank under the driveway from when the 3rd unit used to be the driver's quarters in the early 20th century and it's leaking into the earth (I've actually come across that) and it totals way more than $65k?

Also, Sheboygan has the most middle class households of any metro area in this study: https://www.pewresearch.org/fact-tank/2018/09/06/the-american-middle-class-is-stable-in-size-but-losing-ground-financially-to-upper-income-families/.Happy hunting!

Otherwise, to be honest, I've discovered in speaking with clients that it's better as a direct conversation with a lender.

I discovered that there are open permits and a lot of work that was done without a permit.

@Kameron Holloway  Look at some places locally through open houses and study the market where you will be buying.