Again, check this out with qualified counsel, but purely to provoke thought and questions on your part:RESPA, the law that mandates the whole GFE procedures, applies to "consumer loans secured by 1-4 family residences."

That promotes savings.We could get rid of a large portion of the DOE, programs like SS, medicare and medicaid, welfare, keep the FDIC for deposit insurance but cut their workforce at leas tin half and stop breathing down the necks of banks and imposing process and procedure regulations instead of top level regulations.

Problem is they know nothing about real estate, standard practices and procedures, have never seen a purchase agreement, and don't know what it means when they read one....let alone all of the implications of their actions when they're trying to do this. 

All an arc fault breaker does differently (from an install standpoint) than a normal breaker is run the neutral directly into it. a 2 second procedure.

I'm curious about oversight, ethics, procedure, etc. that govern courthouse property foreclosure auction by counties.

Ben Roberts@Ben Roberts Starting small, implementing rules and procedures is a recipe for success.

It's part of the start up procedure.

Google up the state state statutes....that's where the law, procedures and waiting times are.

I think a plot with a 'sketch' on it will work for you but it still has to come off as professional - not just print a google earth picture and get out your finest crayolas.

Two different issues at play here:1) Contractually/legally: whether you are entitled to return of the EM2) Leagl procedure for releasing the EM to either party: in most jurisdictions, without a signed release from Both parties agreeing to release of the EM to a certain party, the firm holding the EM can Not release it.