Insurance is covering some of the damage but definitely not most of it. 

Buy right, reno, right, screen/rent right. do all the paperwork.

As the title reads, what’s the best platforms the BP community recommends for collecting rent, screening tenants, and anything else needed.

An employee stole from us last year, and it was covered with no deductible.

The left side of your screen shot is moot. 

My property management thinks he is qualified based on just 4 pay stubs, employment verification and one screen shot of bank statement (just total. )when I ask my property management to ask that guys to show actual bank statements ( not screenshot of avail balance) and w2.my pm said, “it’s easy to find fraud using screen shot. the more I wait the more I loose.

Understanding the different policies and your risk exposure is properly the most important thing to understand.Understand your deductibles and what is covered with your specific policy (i.e, is sewer back up included, flooding)You can always get an umbrella policy if you want some additional insurance.

Loan amount would be 144k, this would cover the payoff and some of your closing costs.

Assuming it makes sense and covers its costs. 

Also 4th quarter of last year Packwood and county officially did discuss potentially regulating STR's by either limiting numbers or adding a tax to cover increases in local services that are needed.