If you thinking there is some "giant" "fat" to cut out of Real Estate transactions I'm sorry it just is not true.

Not always true, however typically HELOCs will go to a max loan to value ratio of 85, sometimes 90%.

If someone posts something negative about me that is not true and I request them to retract it and they do not, they will be getting sued for enough that they will never consider doing it again.  

The higher the risk the better the return...and at some point you have to watch out for "too good to be true."

Commercial PML will do the same, they'll have the credit and b.g. inquiry.You mean a true Private Individual with capital for lending? 

Hello BP Community,I have been a BP lurker for many years and after falling out of love with retail real estate- I am oh so READY to get into investing (my first true love).

There are exceptions - some properties are set up such that installing a few electric baseboard heaters might be possible to save on the gas bill - but i would still just shy away if not metered separately at the outset.  10) do shop for a lender and compare (usually pretty standard but there can be some fluctuation) - dont fall for the ones that sound too good to be true - there are gimmicks out there - big bank or reputable broker should do you fine.  

But 3) Try multifamily specific brokers, crexi and loopnet, although 2-4 units maybe scarce. 4) A home equity line of credit is a good source of funds however it will generally make your overall monthly payments higher, so unless a deal is very solidly cashflowing, a HELOC may put you into negative cashflow. 7) Typically electric/gas are paid by the tenant - however this isn't true across the board. 

Not an app just data, but this is a great website to know what the bottom for rent is for section 8 often times, this isn't true all the time so you have to be aware (it is more true in more populated cities).

Its sad, but true.