Is buying a new owner occupied 2-4 unit multifamily property every year using 3-5% down payments a good strategy to scale?

It's a perfect type of job to keep and scale with your real estate and use them together.

No, I am not saying syndicate but reality is that's where the big-$ is made, when you unlock OPM at scale.

If you find a good deal, you can pull cash out after refinancing, which allows you to scale quickly and reinvest.

They kept buying, at a much smaller scale all the way to Sept 2022 when primary rates for top tier primary home scenarios were right at 6%.

If you are seen to be using this for investments, then you will find it hard to get another FHA loan, making this method difficult to scale, but good when you are getting started.

I think it would help bring in more larger scale managers to hospitable.

At some point, the scales will tip and then everyone left wants/needs to jump off in order not realize coming loses.It is a cycle, like most things in life, but one that can be avoided if you stick to what actually works rather than taking unnecessary risk just to force a deal.

For bookkeeping, the best solution sometimes depends on your scale.

Whether you’re scaling with DSCR loans, navigating Hard Money for fix-and-flip projects, or exploring other creative financing strategies, I’m here to offer value and insight.A bit about what I can help with:*DSCR Loans: Perfect for BRRR investors and buy-and-hold strategies, focusing solely on property cash flow without personal income documentation.