Quote from @Leonard La Rocca III: So is it common to find a conventional loan without meeting the lender in-person?

I was implying about the type of person the original poster is.

Hard to say one way or another without knowing your personal finances, goals etc., but it seems like a good deal. 

This approach ensures realistic pricing and helps avoid unexpected costs later.Good luck!  

Bonus points if you have worked with them and have personal experience.The property is in South Carolina, if that matters. 

There is no point in doing a 1031 exchange if you expect a loss from the transaction.A 1031 is meant to defer your gain.There are numbers which you can analyze and stress which is not easy to analyze.It looks like you are stressed with this investment and I would sell.I personally, however, would look to make the improvement for $10,000 to get one of the other units up and running.

I will say unique properties can sit since you are finding the "right" person.

Quote from @James Wise:I need to dig up a podcast that I listened to about 2 months ago with Tom Ferry, and the person was giving all the states, You are pretty close to that number on 5 days or more.. 95% range, the industry is very off kilter these days with the low activity of 2023 and 2024 that most people licensed just retired, gave up, or thought they were going to do something and never could get a sale due to bad leadership.

i have seen many do very well getting on a team.Myself personally I would concentrate on listings 1000%  Buyers only if well knownand wont waste your time. 

Personal use - if you or your family used the property for personal purposes, you will need this to factored in.