There is a bit of upside and downside for you but worth the risk/reward for what feels like a cleaner break

More work for more reward. 

I have made numerous clients extremely wealthy.

If resale is your focus, think about the future desirability of the area and whether you can add value that will be recognized by future buyers.Bay Area investing is tough, but it can be rewarding if approached with the right strategy and mindset.

Major corporations like Oracle, Hewlett Packard Enterprise (HPE), and Charles Schwab have relocated their headquarters to Texas since the pandemic, with CBRE noting that companies can save 15% to 20% in employee wages by making the move.Census Report Link: Texas experienced the largest numeric population change in the nation, adding 473,453 people in the past year alone, surpassing even Florida.The recent price decline follows some of the largest appreciations in the nation and presents an opportunity in a state that continues to experience tremendous growth. 

I can set up the formulas to work in a way where 1 input can change numerous ones at the same time. 

Wrt vegreville (I’m quite familiar) and other satellites around Edmonton you’ll find higher risk and higher reward.

I have seen this on numerous HUD homes.

I did some digging and they had been operating for a long time and had numerous complaints filed. 

Yes it is just specualtion, but if you are basing your future on guaranteed appreciation, imagine having that huge amount to pay every month and NOT having the appreciation to reward you at the end.