Quote from @Harsaha Lenka: hi Jaycee, Thank you for replying, Yes i wanted to buy 4@Harsaha Lenka I concur with all of @Matthew Drouin's comment.

"Do I need to buy it as a second home"?

This is not a one size fits all answer, but bad debt is non-asset based or depreciating assets - , credit cards, medical, buying dumb stuff.Good debt is debt used to make or grow your portfolio. 

From my experience working with over 400 investors, consider alternative strategies like rent-by-the-room, buying an SFH with an ADU, or renting where you live while investing elsewhere.

I buy real estate but I carry debt which is actually tax deductible, my money works for me.

Hopefully you raked in enough cash to buy a warm jacket!

I intend to buy another multi-family home in 2025, but not sure I would want to move.

The price-to-rent ratios are generally unfavorable, and a shortage of skilled tradespeople and reliable property management can hinder the success of buy-and-hold rental investments.

Quote from @Steven Catudal: Hi all,My partner and I are looking to buy investment properties in Alabama, specifically Birmingham.

Whether you are a veteran looking to buy a home or an investor seeking the right funding for your next deal, I am here so put me to work.