Hey Derek, I deal with the same situation at one of my glamping sites near Houston.

The alternative is to set up a self-directed IRA, or better, a truly self-directed Solo 401k plan, invest in alternative assets, and then do the conversion.

We also have our own website with some SEO setup and we get people that find our website through a Google search and reach out direct too.

My realtor is reaching out to local lenders now to ask questions so I'll see what they tell me directly but I'd rather buy more sooner than later if we can.

There's many off-market deals posted directly by sellers or wholesalers!

If you send me your wish list, I can guide you in the right direction. 

If you can get your direct deposit moved against your heloc right away, and then you do not have to pay bills instantly, you are leaving your idol funds offsetting a 7.5-8.5% interest rate.

Sent you a direct message/connection request 

Going direct to client is the holy grail but is more difficult.

During that time I've often described the multifamily market as a traffic collision at a 4-way intersection where you had (lack of or negative) rent growth coming from one direction, and from the other directions: cap rates, expenses, and interest rates.