If you liked the working on houses repeat and rent out the original house (and learn if you like being a landlord).

I would give the lender a 1% origination fee and payback the interest on the loan in 2K/monthly payment.

Never pay upfront origination fees. 

Regardless of your real estate investing strategy, pre-foreclosure properties can be an excellent way to purchase real estate at a low price.This post originally appeared on the BiggerPockets blog.12.

Originally I wanted to do painted concrete, but that would leave the perimeter sticking up.

Whoops meant to respond to you and not my original post (sorry I'm new here). 

Hey Cam, welcome to BP - I'm from Boston originally, happy to connect with you!

I was just under the impression this was a 2 unit. 4 bd 2 bath that are all over down there and he said in the original post it was a multi unit.

Quote from @Brandon Croucier: Well once the loan is Originated there’s no taking one out and adding another, I wouldn’t touch a blanket in that position then, there will be difficulty taking one out/penalties, definitely just suggest a cashout refi.

It was originally a 3/2 and had 3 additional bathrooms added.