When I'm not working or reading about real estate I can usually be found at my church, either working with our youth group or playing with the worship team, or sitting in my living room working on some goofy spoof of Justin Beiber or the Frozen soundtrack.

I live in Georgetown and maintain my own properties.I already had the trashed unit from an angry tenant, hail damage, frozen pipe burst so you could say I have already had my bumps in the road !

@Bob Bowling Doesn't Prop 13 mean that Californians who bought their house 30 years ago are still paying super low taxes that have been all but frozen at the old rate, but anyone who buys now will pay through the nose?

But I did not like even the few times I got calls from the tenant because of the frozen pipe - incidentally which was on xmas eve, or the couple of other issues we had.

If there is no air flow, you have a frozen evaporator coil.

Central Indiana has been very frozen as well this year!

The frozen meat will not go bad overnight.

I also have become frozen with fear at networking without a business name or "So and So investments" to introduce myself with.

There is no minimum loan amount, although fees are frozen once a certain loan threshhold is reached.

Any and all advice welcome especially specific to the frozen North.