I feel like you've been given some awful advice in this thread.Husband and wife were both tenants.

I feel as though my home is priced too high, however, my property manager insists the price is competitive.  

I have flipped 30 houses, including having 10 projects going simultaneously, one of which sold for $1.8 million.

Potential solutions include federally backed loans with lower rates or tax incentives to help offset the cost of a new mortgage, encouraging these homeowners to sell to new owner-occupants.

We'll double check that wind is included in our policy, that's a good point.

If you are looking to just calculate profitability, set how much profit you want to make then:ARV - Purchase Costs - Holding Costs - Selling Costs - Desired Profit - Rehab Budget (including contingency) = Maximum Allowable OfferIF you cannot calculate those numbers, a spreadsheet isn't going to help you. 

Loan officers with 25 years of experience typically are more experienced, and have less time per file, because they have an abundance of files.Loan officers with 25 months of experience typically are less experienced, but have more time to devote to you.I can't write my own loans, so when I'm getting a loan I prefer working with less busy people when I'm doing my own real estate investment, they're more responsive and dedicated it feels like.

that we’ve learned in our 24 years, managing almost 700 doors across the Metro Detroit area, including almost 100 S8 leases.

Feel free to inquire about their staff qualifications if it's a larger organization.2.

Feel free to shoot me some high level particulars and I can keep you anonymous.