When you can access the opportunities first, you can qualify the lead first, analyse and find the best deals first, reach out and build rapport first , offer your solution first (rather than having your offer thrown on a pile of others the individual has already been given) and so on.

Excellent explanation!

Be sure to explore all around the forums as well as many of the FREE tools that Bigger Pockets provides.I am on the lending side of things and am always happy to hop on a call to discuss loan options that are out there, even if not offered by my resources. 

I alsohave about 12K in debt on a 0% credit card offer that won’t expireuntil next year (part of this is an unrelated business debt that Ithink is a write-off).I would like to moveout and live on my own again.

These areas could all be excellent long-term plays.

Buy them lunch, ask them all of the questions and offer to work for them for free- solve their problems without asking for anything in return.

I fully understand the "asset protection", "piercing corporate veil", and "commingling funds" part and that I won't have the protections offered by the LLC.

.✅ Hire an Architect for Feasibility Studies – Before making an offer, ensure the property can legally be adapted to a new use.✅ Work with a Permit Expediter – NYC’s approval process is slow; an expediter helps fast-track applications and avoid common rejection issues.✅ Check for Open Permits & Violations – Many older buildings have expired or missing permits that must be closed out before redevelopment.✅ Clear Environmental or FDNY Compliance Issues – If a building has fire hazards or hazardous materials, you may need extra approvals before repurposing it.📌 Example:A vacant hotel with open violations could be repositioned as micro-apartments or extended-stay rentals after clearing DOB issues.🚨 Red Flag:❌ Trying to bypass permit requirements – Cutting corners leads to Stop Work Orders and costly fines.Step 4: Secure Financing with the Right Strategy 💰Innovative projects often don’t fit traditional lending models.

Owner-Builder Construction Loan (Challenging but Possible)Some lenders offer owner-builder loans, but they usually require:✅ Strong financials (good credit, assets, low debt-to-income)✅ A solid construction plan, budget, and timeline✅ Proof of prior experience (renovations help, but formal experience is a plus)✅ A licensed contractor or project manager to sign off on the build2.

Having a backup plan, such as a HELOC or alternative financing options, could provide added flexibility.With loans spread across 19 single-family homes, consolidating into a portfolio loan might simplify management and offer greater long-term stability.