Hoping to learn from the community to eliminate past mistakes in real estate investing.

There are regulations in place, but it eliminates a lot of competition if you have the right property.

I think a house hack will make more sense if you can negatively cash flow less than what you currently spend on rent (reducing your living expenses but not necessarily eliminating them).

I decided to go with Innago property management software as it's basically free for both tenants and landlords ($2/payment to process ACH payments, which either tenant or landlord can pay.) 

@Joseph WidenI doubt you would qualify for ch 7 with that type of salary and they would push it to a ch 13 which would just reorganize the debts

Can anyone answer the typical payment lag for ACH or credit card processing?

Start with an initial list of candidate cities and eliminate all cities that fail additional requirements.

I'd like to continue self-managing and trying to run as lean as possible while trying to get the snowball growing, and am now looking at ways to eliminate as much of the week to week and annual management overhead as possible, while keeping my expenses low while my cashflow is low.

I sold 4 cheap rentals in Gulfport/Buloxi this past year because I got sick of the hurricanes and carrying insurance pretty much eliminated almost all cashflow. 

Connecticut municipalities are being proactive in  eliminating non-conforming lots.