US credit (some lenders may require 1 or 2 credit scores to qualify you).

Real estate investors are sitting on an untapped goldmine of financial leverage through EIN Corporate Credit, a strategic tool many overlook.

The ones that motivate you and keep you on track.

But just hating on wholesaling in a wholesaling forum is so unbelievably pointless. its not dead per se  but it is starting to be regulated as it should.. oregon just passed their version. where to wholesale you now need a license and over site by the RE commission.. along with criminal back ground and a BOND.. and as we know not everyone can pass either of those with the bond being the tough one if you have bad credit your not getting a bond.

It may be too late.yup stop payment.. also for future reference if you cant pay cash for these kind of educational events don't do it.how are you going to do business if you have to charge this to even get started.. this is the very thing that really bugs me about the real estate education sector in the US>. talking people to go into credit card debt when they know full well only 10% or less of folks that try this or any kind of wholesaling / flipping/ notes / lending etc will do anything .. and especially if you have no capital.

They always make sure to have line(s) of credit to get them through challenging periods.

But it's a start.While track record is very important, learning how to interpret a track record is just as important. 

I make sure I screen each potential tenant thoroughly (background and credit checks) and require references.

The mortgage will also stay on the seller's credit which might create an issue when/if they try to purchase another property.

From here you could decide if you want to stay on the passive side of things as an LP, or if you want to begin raising capital for your own deals / funds based on your track record of investing with other experienced operators and being part of the masterminds that you're in.