Great news, finding the right lender can solve the FHA or conventional problem.

Just wondering what they would charge for a small portfolio.

It took 6 months of market research (you won't reinvent the wheel), 2 months to build spreadsheets (analysis paralyze), 6-7 house tours (leverage a local RE agent), and 30 days to close with a conventional loan. 

That is not something you typically can charge an owner on an owner finance deal. 2.

My accountant was charging $100 each which I thought was a little high they are very simple if you have an easy platform .

It may sound nice to pay a 6% management fee but the extra fees can add up to be more than the other company that charges 10% with no additional fees.

With a DSCR loan, it is perfectly feasible, but they are much different than a Conventional loan. 

You could likely get into a rental with a DSCR loan at 20% down, which would be similar or less in terms of DP on an owner occupied loan via conventional financing in eastern MA. 

.: Quote from @Benjamin Aaker: Since you will be renting it out you should get a conventional loan.

Shortly after the crash my tenants learned that condo developers were renting out luxury apartments in the area for around the same rents I was charging so I was forced to lower rents. 1200/apt 2 1050/apt3.