I was going to add, as posted above, it's a great rate and stick with that local credit union for the future business. 

Remember, investing 200,000 into an ADU won't likely increase your properties value by 200,000, but the rent potential is a great bonus.

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New to this whole business.

Meaning investing $200k to build one will likely not increase your value by $200k.

There will be no assessment for increase in taxes or insurance so remains at $1935.

We’re looking to increase our lifestyle through the decrease in housing and built a little passive income medium term. 

The shorter the prepayment term has an impact on increasing the rate.4.

As of Friday morning, FinCEN has confirmed that businesses are NOT required to file BOI reports while a court injunction remains in place.

Brookline: Solid throughout city neighborhood with its own business district.