Other most common factor: Family Size increases due to marriage or having a child. 

Once you have a shortlist, sign up for an account with each one and test them extensively to see how they function.

At that class of property, the delinquencies are not low and have to be properly accounted for.The reason I asked how long you have owned is that it takes a while to recognize the sustained expenses.Obvious is to get rid of the poor tenant. 

This absolutely sucks, they should be held accountable.

Take into account your mortgage, a property management company and other expenses and you are lucky if you net $300. 

Not sexy as Lexington but bank account is the ultimate measure of success

She sent me a letter from Commercial Property Advisors, Peter Harris, which stated she had approval for funds sufficient to cover the purchase price and below it listed a Wells Fargo business account showing funds in excess of the purchase price.

Given the size and scope of things, and "community" one could readily argue addition of organizer and head of a Criminal Syndicate. 

Same thing as Bankrate for example they use a very specific model to price those rates and scenarios like 740 Fico, 70LTV, 15 year term and the APR is never really talked about when it comes to margin and points charged.So when your fico score, LTV, loan size or DTI deviates from that very specific loan scenario then they say in all websites required by law "rates are subject to change" hint hint! 

Daniel,If its something you really like from all accounts, get with an inspector and property manager to give their thoughts on the area, condition of the property etc...