Who you raise money from, how much, how you solicit and how you structure the investment....all things that would fall into that concept.Provided you gain an understanding of all of that, it becomes a function of raising the capital in either equity or debt or a combination of the two.

Is the $1,500 actually debt or just your floating balance (there is a definite difference)?

.- Are you taking a debt or equity position?

Whats the best way to match debtors from abstract of judgments to their home ownership?

No credit card debt or car loans- My credit score is over 800 and hers is around 720The HML I've speaking with will finance 100% of the purchase and repair costs up to 70% of ARV.They charge a $685 loan origination fee plus 4 points.

Judgment attaches to debtor personally, not a testamentary trust created for his benefit.What I don't know is the status of the beneficial interest prior to the creation of the trust.

With RealtyShares, you get access to thousands of pre-screened accredited investors and the ability to raise capital for your debt or equity real estate offering through our streamlined funding process.

Nobody going to give you money with that much debt attached to you.Sometimes REI is strategic and you make moves leveraging debt or properties etc...But a lot of times REI is just good ole common sense...You have a good stream of income (between your job and business) coming in PAY OFF AS MUCH DEBT AS YOU CAN...The most important thing is peace of mind. what happens if you get laided off?

I'd say your strongest offer is one that will both pay off the existing $18k in debt or get rid of her obligation to pay it by doing a "subject to" or Lease Option.  

That is why we are seeing now-a-days where Jr.Liens go into "hibernation mode" after foreclosure and at times become active again when the debtor buys a new house.