Additionally, it is recommended to consult with a legal professional to ensure that the provision is enforceable and compliant with all relevant laws and regulations.

To remove the snake and fix the plumbing required demo of both the units bathrooms and removal of the concrete flooring (slab).Curious under what circumstances led to the broken drain snake???!

The site provides state compliant rental forms and background checks.

You could always then utilize the renovation loan to do the minimum repairs to make the property compliant.

New concrete parking pad.

I am not looking to informally self insure, I am looking to make a compliant insurance company.

Is it worth the risk if (a) the tenant is non-compliant and an eviction process is needed and/or (b) there could be major repairs needed. 

I don't think you can get more rent by having a concrete driveway, and I don't believe it increases the value that much either.

I can't think how hard money can be sharia compliant.. sharia restricts money from being a commodity: any added risk must accompany added value. 

I am also not familiar with California rental laws so be sure to check with someone more familiar with local laws to ensure you remain compliant with those laws.