Also you should inquire with insurance agents about the cost to insure.

These are typically interest only and require a payment of 1-4 points up front depending on your area and the PML.

It covers the cost of background, credit etc 

The reason I ask is that knowing the fast movers of the area may help you choose your project.Lastly, what kind of renovation budget have you established, and is it an upfront budget, or will you be contributing to it over the time that you live in the property and renovate it? 

The cost of the program is 35K upfront and then approximately $3500/mo for all marketing.

Subject To - Settle on Price, up front cash and terms - points/percentage 3.

It will likely be cheaper than the cost of financing.

Is my thinking correct that homes in highly appreciated areas won't benefit as much from Cost Seg. 

A typical PPM will cost about $10K. 

Thankfully, we caught it during the plan review stage, and with a stamped structural design, they got the kitchen of their dreams—without jeopardizing safety or facing surprise delays.Here’s what to think about when renovating:Structural Changes: Even moving a wall can have ripple effects on the stability of your home.HVAC Systems: New layouts might need adjusted airflow or ductwork.Plumbing and Electrical: Moving sinks, showers, or outlets requires careful rerouting to comply with building codes.Before starting demolition or submitting permits, have your plans reviewed by a licensed engineer or architect to avoid costly surprises.