Bear in mind that the fiscal treatment of the two options in Mexico is different (withholding tax on the gross income with the fideicomiso vs cost deductions with the corporation).

Please share lenders who are low credit score friendly and or hard money lenders that are easy to work with, e.g. won’t tie your money up in draws. 

DSCR recently came popular in the loan brokerage and private credit space with the rise of STRs and MTRs.Your local bank lenders will have the best rates typically.  

Issues 1) even garage conversion ADUs in single family zoned areas typically cost more to build than the value that they add.  

Typically, the tax is based on the assessed fair market value of the property at the time of the transfer, even if it’s not a traditional sale.

Youre with WAY too many options and decisions at one gulp.

The profile of the typical Houston traveler is someone coming in for work.

Current HELOC rates are typically 8-10% depending on your credit and lender, though some banks offer promotional rates.

Most 1-4 unit real estate investors are using DSCR loans right now for any buy and holds while flippers lean on higher leverage bridge/fix and flip loan options with higher interest rates.

I have found other 100% financing options as well.