., I left Anderson for a small firm that will do the actual taxes and then another company that specializes in tax strategy. 

We are in a very low tax bracket this year but should be 10% higher in 2025.

So, for the interest paid on the loan from August through December, who can claim the interest for tax purposes?

I dont really have a lot of cash on hand (due to renos) and don't have any big loans or LOC to draw from.I have a background in civil engineering and have a good understanding of residential housing and construction.

They are so tax beneficial! 

But with that one lender I found I am not lendable due to not having proof of income for the last two years.

The sellers you are dealing with in these situations don't deal with prorating Taxes, or any other kind of prorations, that is what an escrow agent does. 

Being that I am an accountant I cannot advise towards or against any firm other than I will say to make sure you do your due diligence on any firm you hire.

That will show what proposed tax increase you will see.

Cleveland almost seems like the best option because of the affordability and rental demand, but worries me due to the high property taxes and lack of population and economic growth.