Did an amort table for the following info. 

The market doesn’t care what number we “want,” it only cares about how competitively we’re positioned against everything else that’s live that week.What you said about a small discount being cheaper than a long vacancy is the entire game.

Great to hear you are getting into the real estate game!

I’ve been looking at different STR models lately (not Hawaii specifically), and one thing that keeps coming up is how big of a difference the marketing side makes compared to traditional PM.A couple things I’ve noticed from other investors’ experiences:• Direct booking + strong branding can make a huge impact in high-end STR markets• Relying fully on OTAs (Airbnb/VRBO) in luxury areas usually leaves money on the table• Having solid boots-on-the-ground is huge — not just for cleaning/turnovers, but for fast response times, quality control, and protecting the guest experience• Areas with high traveler expectations tend to reward hosts who manage the “guest journey” themselvesBreak-even cash flow being important makes sense, especially with Hawaii’s pricing and regulations.

Normally, to do what I want to do, you would need to have about 20% down (150k), but because I'm going to live in the property I only have to come with 3.5% to the table for the property.

You can also go into game theory here and model our economy.

Hey Aaron, welcome to the game.

-How did you assess execution ability vs. just talking a good game?

In short, inflation is cooling, the labor market is softening, and consumer spending is holding up, an expected reflection of monetary tightening and cyclical slowdown.Rate Cut DebateA divide has grown further among members of the FOMC heading into their December meeting, where a rate cut remains on the table.

You summed it up perfectly, cash flow is what keeps you in the game long enough to benefit from the upside, and the upside can accelerate things when it comes.That’s exactly how I look at it too.