For any investors in the group, take a peak at #10 Greensboro/High PointIt's an interesting choice of verbiage to look at "median" sale price YoY because 10% feels like A LOT on the entry-level/investment inventory, and more of what I see in the high-end resale and, specifically, new construction inventory that tends to swing our avg's way up in the macro.Completely disagree that rent will be 0%.

These markets don’t experience extreme price swings, making them ideal for a buy-and-hold strategy with reliable cash flow and minimal volatility.On the other hand, Houston, DFW, and San Antonio are experiencing rapid growth due to continued job and population migration.

Anything over 5 is considered a sellers market. 

We have modified many seller financed notes over the years (with input from the servicer and a qualified attorney as mentioned by others). 

I'm curious what lender would take something that can have swings of 50% on a weekly rate as collateral?

Locate a Motivated Seller that will consider Seller Financing.

The seller is willing to negotiate price, but I have to pay for all repairs upfront.

@Mark Toweya couple things - from the seller's perspective, it means the seller doesn't have to wait the full 30 years to get the proceeds, and from the buyer's perspective, hopefully in that 5 years appreciation and maybe some updates have increased the value such that when you refinance you don't have to bring any additional cash.  

Ask the realtor to have a sit down with the seller and the agent.

For your next step, you might want to look into seller carry arrangements and joint ventures.