We are a small partnership with 4-5 properties currently, but we are growing and hoping to find a reliable lending partner that we can do repeat business with.About 3 months ago, we successfully completed a BRRRR deal where we had excellent numbers, over a 1.25 ratio at 75% LTV, our guarantor partner has an 800+ credit score, and we had no issues qualifying for the loan.

It sounds like you had a terrible manager.

Quote from @Anna Patty: @Shane Kelly @Nicholas Misch Sounds like you're both very familiar with the Cleveland area.

Hello,My wife and I have completed about 30 flips, 25 or so have been from the MLS and the other few have been off-market deals presented to us by wholesalers.

@Leeling Chew, Sounds like you have an irrational tenant.  

Beg family and friends to fund it for you.They "might" do it if they see you've learned a lot and your business plan sounds very solid.How do I know this "might" work?

I have known Matt for nearly 5 years and he completed a good, clean, and very appealing PPM for me.

Then it sounds like you have a good case but just be cautioned that plenty of good cases end up big losers in court.

If you do place the property in her name, you've got a Gift Tax (Form 709) to complete. 

the property’s rehabilitation is scheduled for completion in 2025 and the rent will subsequently increase, can I proceed with a cash-out refinance based on the current rent roll?