@Christopher ReynoldsIt's exciting to see your enthusiasm for real estate and your vision for financial independence.

Please advise.ThanksMel I'd recommend a local Independent Agency that has access to multiple markets including surplus lines

While I know this isn't a lot in today's market, I believe there are creative ways to make it work.I’m a former foster child who was declared independent as a teen, so I've been living with close friends that I consider family.

I'm an independent agent here in AR and I write a lot of rental property, with ~6 preferred markets and if the properties have some issues, age, claim history etc.

You can learn to do this independently or get a rockstar REALTOR to lead the way.

.: I would go HELOC for sure that would be best as others were saying the lower cost for the money changes between paying a higher rate for a personal line and typically personal lines they want a higher monthly charge as well independent from the interest rate.  

Many of your PM clients will eventually want to sell, and many of your buyers (especially investors) will need PM services down the road.

It is first reported based on when it's in service. 

You will have to pay an annual fee for this service, but it takes the repairs and Tenant requests off your plate. 

You can learn to do this independently or get a rockstar REALTOR to lead the way.