Lots of attorneys screw this stuff up. 

FEMA does not come in and take over literally everything, FEMA has certain scopes they cover, state covers some etc etc.. 

It would allow Airbnb to screw both hosts and guests (assuming airbnb is the ota chosen).  

The landlord should be named on the tenant's insurance policy for additional protection and to assist with tracking compliance.

Morby says something in his groups that isn’t covered here.

This is where everyone started.Residential investing is very forgiving by nature, you have to try hard to really screw it up.

Security Deposit: 2600Lease states no smoking/painting walls/no hanging things on wallsTenants have moved out and have left two truck loads of garbage to be removed.Damaged doorPainted walls which got on the ceiling and trim Lots of holes on the walls throughout the houseDamage from windows being left open constantly Weed was clearly smoked in the house (smell throughout the place) so we need to deep cleanWater bill wasn't paid so I had to turn back on utilityMissing keyQuoted costs:$450 junk removal (some furniture)$935 for damaged doors/windows, painting cleaning$30 for utility turn onTenants were only there for a year before moving out so a lot of this is beyond normal wear and tear. 

Andre was talking about someone relying on something to live on.

I love being on the other side charging everything possible on a credit card but there’s no reason to accept them.

It doesn't add layers of physical damage coverage or cover things that wouldn't otherwise be covered.