If she does file against you, file a  counterclaim for the REAL cost of the damage and FULL replacement and restoration.

For the bathroom renovation, if it is simply restored as repairing the bathroom, expense the $11,000 as a repair for 2023 (this will affect your DTI).

I also have ownership in a general contracting company in Wisconsin that does single family restoration where a $50k flip job can be done in a few weeks.

Most of our units are currently full of locals who had Helene damage or they are in town to do restoration work so they know the deal. 

Our focus is on securing high-quality tenants to restore stability and improve cash flow.Despite these challenges, we are confident that selling this asset is the best course of action to protect the overall portfolio.Immediate Plan: Increasing OccupancyTo improve the property’s financial performance in the short term, our plan is to lease up the vacant units as soon as possible, starting with the three units that are rent-ready.

Under MD law they would be responsible for the costs of those improvements and would be responsible for restoring it to the original condition at the end of their lease.

It's going to be a lot of work to restore and clean up.  

I purchase all my properties under my business SMART in E.Z Restoration Inc.

Just removing all these down trees and restoring power is going to take some time.Free firewood, come cut and take all you want.

I am debating whether I want to restore the door to what it was, (I wanted to list this home for sale and I will surely get dinged on this on the inspection in terms of wear even if it is bonded and white).