You may find this a viable option with rates where they are, especially if your rental income continues to cover the mortgage.Home Equity Line of Credit (HELOC): If your property qualifies, you could use a HELOC to access the equity without disturbing the current mortgage.

On top of that, hiring tribal members for construction or operations could qualify for employment-related tax credits.

This would probably allow me to qualify for the FHA loan if this is true since the giant loss is throwing off my DTI. 

And given their recent late payment history, I don’t know that they’d qualify with another lender. 

Good concept but so much red tape it does keep us little guys out unless the qualified developers are willing to bring us into their deals.

Hello all,Has anyone sold a short term rental owned over a year  as a non real estate professional that qualified as short term capital gains tax deductions with expenses and depreciation?

@Aaron Raffaelli, I’m sorry to hear that you are having issues qualifying.

That'll help you figure out what direction to aim in before speaking with a bank to figure out how much you can qualify for. 

If your medical condition qualifies as a disability and your current living situation isn't suitable, you might have grounds to break your lease without penalty.'

Also, I am guessing that due to the state of the house, it would not qualify for a conventional loan?