I have my own single family home in a nice middle America area of north Atlanta. 

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The fact that it's a family member does not make it illegal. 

How do you find roomates for a house hacking situation, 4 rooms and currently 3 are occupied in san antonio texas

The problem with Multi Family is that unless you or your partner have $10M or so of net worth and $1M in cash laying around as well as prior experience with commercial real estate, you can't get the loan. 

I have found that multifamily properties tend to cash flow better than the single family homes. 

Great question - 20% down is the typical down payment for investment properties, regardless if it's a single family, duplex, tri or quad.We have a 15% down option for the same type of loan.

Quote from @Unal Baris Kancoglu: I bought my first multi-family home in 2024, and I am living in it.

The majority of the business I do is buying small multi families and identifying the towns that are more favorable for investing. 

The last 12-18 months have been a little rocky in the DSCR space for 5+ units. I find DSCR most lenders are 8 to even 9% for max leverage on 5+ right now. I know of a lender around 7.3%, but curious what everyone else...