This active income can help me fund my retirement as well as help me get reimbursement for home office and health care premium while lower my tax liability.

I have a nice office and a nice home gym.

Still, you may not have to submit your tax returns. more info would be needed to know for sure, reach out to a seasoned loan officer for pre-approval and see if your situation would allow for this. 

Here is NJ: https://www.njoag.gov/about/divisions-and-offices/office-of-...And then you could contact SEC Enforcement: https://www.sec.gov/submit-tip-or-complaintI have found that a carefully written letter to the Syndicator, alerting him that you are suspicious, will get you a quick refund . . . under certain conditions.

My loan officer just came back to me apologizing for the oversight and informed me that the CD will reflect the right amount for cash to close.

Hello Cody,I don't think you are going to find any escrow officers who will do a subject 2 deal. 

The few times I called the office, they were always happy to spend time talking. 

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Feel free to call my office and speak with me if you want to look deeper. 

Loan officers with 25 years of experience typically are more experienced, and have less time per file, because they have an abundance of files.Loan officers with 25 months of experience typically are less experienced, but have more time to devote to you.I can't write my own loans, so when I'm getting a loan I prefer working with less busy people when I'm doing my own real estate investment, they're more responsive and dedicated it feels like.