Adam, I am vaguely interested in BRRRR to vacation rental in cottage country to play the long term appreciation game.

You play the game as you chose.

Play the long game, you can start small and build, just don't go to zero. 

I think what most borrowers fail to recognize is that real estate is a long play.  The

Hi Sal, As others mentioned, A DSCR would be a great fit as DTIs do not come into play. The

If you don't play the game, then you won't win.

More and more people were speaking up about projects exceeding deadlines, ignored withdrawal requests or delays blamed on COVID, family problems, city slowness, ...Instead of taking responsibility, Sief decided to play the victim card and blame everything on Brian, who most of us never met.

Be patient as they will eventually move and you can transition then. 7- Play the long game and don't step over dimes to save a penny.Best of luck... just my opinions>Rog

But as I have said before your  sand box is pretty cool and very hard to duplicate in most of the US.. but then again you play the hand your dealt and the money is made in real estate when you understand the very technical type transactions.. where the mass's just think of vanilla sales .. 

You have to be willing to play the long game and overpay with the intent that eventually after renovations you will take maximum market rent and turn a profit.