On top of this if at all possible I’d recommend choosing specific neighborhoods to become an expert on as opposed to just thinking “anywhere in the San Antonio market could work”.

Do you mind sharing the benefits of using a hard money loan as opposed to private money?

In my state the standard contract used by realtors addresses this issue by allowing the agent to check a box specifically to limit the seller to keeping the EMD as opposed to going after "liquidated damages" like that.

You may actually have it worse in NYC as opposed to the rest of the state, make sure you look up the exact laws and/or speak with a lawyer.

If you are living there, then you need to weigh the benefits of having a home, as oppose to renting somewhere else.

What I can also tell you is that as an owner in NY, the landlord laws are very much designed to protect a tenant as opposed to here in Detroit where the laws are designed more fairly to protect both the tenant and the landlord.

If the opposing part comes back with a different” number(s) or terms, I politely reject it and reiterate my initial and only offer.  

There will be some showy roundup of few immigrants (most likely only in Blue State, because every act of both parties right now is to be punitive to the citizens of the states that oppose the current administration), they will go after people with removal orders already in place, have a couple of press conferences and go back to improving their own personal economic situations. 

BTW, you can do an LTR on any property - house or condo - without applying for a permit.In the right location, you should expect to see at least a 2x return on an STR as opposed to an LTR.

You can also tell her to call the utility company about the best way to save, as turning off heat and on is not efficient having to run longer blasting out cold air as opposed to leaving it set at a lower temp. :)