Newer septic rules also require enough land for two septic tanks per each one you are required to install.

So I’m trying to come up with a game plan  Conventional loans do require 25% down on an investment property.

If it requires a mobile closing we use Michigan Investment Title because they willclose anywhere at no cost unless it's a ruralarea but downside is they require wires for everything which alot of title companies are starting to require anyways.

Most DSCR lenders will require a credit score of 620 or better.

.: In a prior post from about 2 months ago, Kerry Malarkey and Nathan Gesner mentioned a small landlord is exempt from FHA requirements requiring the acceptance of emotional support & assistance animals if one of the following is true:"Owner-occupied buildings Properties with four units or fewer that are owned and lived in by the ownerSingle-family homes Homes that are sold or rented without a broker by the owner, as long as the owner doesn't own more than three at once" (Quote from Nathan's reply))https://www.biggerpockets.com/forums/52/topics/1219359-pitbu...Given this, if a landlord does qualify for the exemption, what exactly does this mean? 

It will be a can of worms for sure and they may go as far as requiring a full tear out and fresh submittal.

Piling on...all occupants who are 18 or older (or legal emancipated minor) should absolutely be required to make application. 

A DSCR loan is going to require more down, have high fees at closing, a higher interest rate, a pre-payment penalty, and will require you to have cash reserves that you likely don't have at the moment.

Send it by US Mail with proof of delivery required and/or place it in an envelope with their name on it and post it on their door. 

There are some home loan options that require as little as 3.5% or even 0% down.