Most hard money loans will need to be in first position lien and will generally go up to 70-75% (maybe 80% in certain scenarios) of the ARV.

Quote from @Andrew Steffens: I am generally not a fan of courses as all the info you need is out there. 

- Loss of historical data (for both IRS audits and for personal portfolio tracking.)You should be able to print the general ledger and Balance sheet / income statement for each period.

.: I just hired an architect to design and plans submit for ADU in my 8 multi unit to use the tuck under parking.Some people say do not try to be the general contractor as it will take way more time, costly mistakes and will be nearly impossible to manage with current work. best to hire a company that will do it all and cost about $250 per square foot.

I do generally agree with the sentiment of Austin and the other hosts that fundamentals will always win out in the long run, and this by nature is a long term industry, even the sales side I'm learning.  

Almost every realtor has several investors ready to invest at least $2 million in cash.If you’re planning to use hard money loans, agents won’t show properties without prior proof of funds.I’m curious, is this a general market trend in Ohio or just this particular realtor’s approach?

A general range tends to be 85% to 100% covered.

Quote from @Steve NA: Hello All,I am new to investing in general (outside of a condo I have rented over the years).

I have read in forums that upfront fees are generally big no-no's.

Credit score- the higher the best. 760-780+ generally gets best pricing for investment property loans with most lenders.